The best advice for anyone looking for a loan modification in Florida is to start picking up the phone and calling.
If you are with a specific bank or lender, you should call up your bank and see if they can help you with the loan modification process. Most likely they will be unwilling to help you until you are behind on your mortgage payments.
This is a horrible situation to be in, so it’s essential that you start working before you go behind on your mortgage to find someone who can …