Florida Loan Modification - Bank Misleading You?

After reading about a number of cases where the bank, specifically Countrywide/Bank of America has promised homeowners a loan modification, and then withdrawing that offer, homeowners are left behind on their mortgage payments, and facing foreclosure.

For those of you who have been “misled” by the banks during the loan modification process, here is an example situation of how to help yourself.

Advice for Loan Modification Help

There’s a big difference between “incorrect information” and flat out lying.

If you have any documentation with the bank, representatives you spoke with, etc. you need to get documented evidence that they lied to you. Depending on what they told you, you may have a court case on your hands, beyond simply a loan modification.

If I were you, I would call as many real estate lawyers, that deal specifically with loan modification, mortgage fraud, etc. and try to find someone to pickup your case pro-bono, where he’ll only get paid if he’s able to win the case for you.

Since you are unemployed, you need to make this your full-time job. Read as much as you can about the process online, and become a loan modification expert.

Typically I would suggest people look to a loan mod specialist, but if you don’t have a job, you can’t afford to pay someone, you need to dedicate yourself to helping yourself through this process.